In this day and age, having good credit means everything from being able to afford an automobile or more importantly a new home. Without the proper credit, one would not be able to purchase many things or would be very difficult and much more expensive. Millions of Americans believe that the credit reporting agencies are government organizations. The fact is that the credit reporting agencies are NOT government related. Credit reporting agencies are privately owned companies that make money by collecting information about you and selling the information. There may be many small credit reporting businesses in your area, but the ones they all report to are the main largest three, which are: Equifax, Experian, Transunion

We strive for perfection and outstanding service with the utmost integrity. We demand excellence and professionalism from our entire staff. Our only focus is to improve our clients credit along with educating them to an understanding of how the credit system works, how they got where they did, and not only clean their credit, but to keep it that way. We also educate our clients how to build NEW credit and to prevent identity theft and fraud. We have services available (and in most cases included in credit restoration process) which would help prevent any theft or fraud against our clients and make them consistently aware of any changes to there credit. Higher credit score also increases the chance for better loan options. For example, NO income/asset verification loans, lower rates, and lower fees, which saves you thousands of dollars.

The fees are set at $595.00 for an individual and $995.00 for a couple. This includes 12 months of disputation attempts at all 3 credit bureaus for each person, acquiring initial credit reports if necessary, and whatever else is necessary to achieve the highest level of success possible. (There are no other or "hidden" charges!) We also legally challenge the creditors directly and also have a special rapid rescore program available.